To Purchase a Home:

Financial Services are available for all who desire to purchase a home in Florida.

It is much easier to obtain financing for those buyers already living in the U.S.A. and for U.S.A. citizens, since their financial records are easily accessible. The down payment can be as low as 0% for owner occupants, and up to 10% of the sales price of the home for investors.

It is a little more difficult and time consuming for foreign buyers because their funds must be “seasoned” in the U.S.A. for a period of time and the source of funds must be documented. Most lenders require 30% - 35% down payment and six months reserves (monthly payments) in the bank to qualify. Since their financial records are overseas, it takes a little more time to process. Closing costs are pretty much the same for each type of buyer. We have competent mortgage lenders who will handle all the details and make the process as smooth as possible.

When you contact us, we will give you the name and phone number of our affiliated mortgage lender who will take your information and process your loan. All the information you give the mortgage lender is confidential and used only to qualify you for loan.

Once that is completed, we will direct you to our Real Estate affiliate who will help you find your “DREAM” home here in the Central Florida area. See RE-SALE HOMES or NEW HOMES.

To Purchase a Business:

At the present time, financing is not available for the foreign buyer. Businesses are purchased with cash. In some rare cases, the business seller may hold a small “promissory note”. See OWN A BUSINESS.

Currency Exchange

Hadleigh International teams up with Moneycorp to make your money go further!

TTT Moneycorp was established in 1962 and has been trading currency since 1979. Since then, they have been providing clients with an exceptional level of service and value for money, trading over £4billion of currency in the last financial year. They are certified to ISO 9000 Quality Assurance since 1996, a unique achievement in the Commercial Foreign Exchange industry. You will benefit from the following:

• If you are buying a property overseas, whether as an investment, holiday or retirement home, or to live permanently, it is likely that you will have to pay for your property in a foreign currency.
• Given the sums of money involved in a property transaction and the associated additional costs, you will no doubt want to save money wherever possible. You will also want to ensure that the price that you have to pay for your property does not increase due to an adverse exchange rate movement.

Moneycorp will offer you the following benefits for your currency transactions:

• The most competitive exchange rates available, saving you money.
• Fixed exchange rates for settlement in the future, protecting you from adverse currency movements and allowing you to lock in to favourable exchange rates.
• Fast and seamless international money transfers. No commission charges.
• Friendly, expert staff to guide you.
• Peace of mind in dealing with a company that has been trading foreign currency since 1979, has an ISO 9000 quality accreditation and last year transacted over £4 billion on behalf of its clients.